ACRA credit report
ACRA Credit Reporting (credit bureau)
The credit report shows your loans and late payments. Several programs require no loan overdue more than 60 days in the last 12 months. One report a year is free.
- 1Online: register on acra.am (MY ACRA), pass the identity check and receive the report by email.
- 2Or apply at the ACRA office or the nearest HayPost post office with your passport.
- Fee
- Free once every 12 months
- Time
- Through HayPost: 3–5 working days
Needed for: 50% refund for buying bee colonies (2024–2025), Buying pedigree heifers – 50% refund or 0% loan, 50% refund for buying pedigree sheep and goats, Support to build a 'smart' cattle barn
Information checked on 7 October 2026
Animal ear tags and extract from the vet register
Agricultural Services Center (state body under the Ministry of Economy)
Animals get an ear tag and are recorded in the ANI PAS electronic system. Milk, insemination and pedigree livestock programs ask for the tag number or an extract from the vet's register (for example, showing the animals took part in the state vaccination).
- 1Ask the veterinarian serving your community about the vaccination and tagging schedule.
- 2Make sure each cow's tag number is in ANI PAS and write the numbers down.
- 3When you apply, ask the vet for an extract from the register. For questions call the Agricultural Services Center.
Needed for: Milk production subsidy – AMD 15,000 per cow (2026), Cow artificial insemination – state pays about 70%, Buying pedigree heifers – 50% refund or 0% loan, 50% refund for buying pedigree sheep and goats, Free state vaccination and ear-tagging of farm animals
Information checked on 7 October 2026
A bank account in your name
Commercial banks
State support is paid only into a bank account in the applicant's name. Open an account before you apply and keep the account details.
- 1Go to any bank with your passport or ID card. Some banks may ask for your social service number or source of income.
- 2Ask for the account details (a statement or certificate) and attach them to the application.
Needed for: 50% refund for buying bee colonies (2024–2025), 50% refund of sowing costs for grain, pulses and alfalfa, Fish-feed compensation for fish farms (Ararat, Armavir, 2026), Buying pedigree heifers – 50% refund or 0% loan, 50% refund for buying pedigree sheep and goats, Support to build a 'smart' cattle barn, Milk production subsidy – AMD 15,000 per cow (2026)
Information checked on 7 October 2026
Property extract from the Cadastre (unified certificate)
Cadastre Committee of Armenia
The extract shows who owns a plot or building, its area and any bans on it. You need it if you lost your ownership certificate or the bank asks for a fresh document. Anyone can apply.
- 1Online: log in to e-cadastre.am with an e-signature or YesEm and choose an information request.
- 2Or go to any Cadastre Committee service office with your passport or ID card.
- 3Give the property address or cadastral code and pay the fee.
- 4The extract is valid for 15 working days, so order it shortly before you apply.
- Fee
- AMD 10,000 (3 working days), AMD 20,000 (2 days), AMD 60,000 (2 hours)
- Time
- Up to 3 working days
Needed for: Crop insurance – the state pays 40–60% of the premium, 50% refund of sowing costs for grain, pulses and alfalfa, Cheaper mineral fertilizer (price subsidy per bag), Support to build a 'smart' cattle barn, Support for installing anti-hail nets, Irrigation water fee compensation for drip or sprinkler users (up to 3 ha), Interest subsidy on loans to build modern greenhouses, Loan interest subsidy for non-traditional high-value crops, Interest subsidy for planting intensive orchards and vineyards, Support for drip and sprinkler irrigation systems and water reservoirs
Information checked on 7 October 2026
Register a company (LLC)
Ministry of Justice, State Register of Legal Entities
If several people farm together or you plan a large investment, you can register a limited liability company (LLC). Registration is free.
- 1Online on e-register.am (you need an ID card and an e-signature).
- 2Or in person at a Register office. If you use the model charter set by law, registration is immediate.
- Fee
- Free
- Time
- 1 working day (immediately with model forms)
Needed for: 50% refund for buying bee colonies (2024–2025), Fish-feed compensation for fish farms (Ararat, Armavir, 2026), Buying pedigree heifers – 50% refund or 0% loan, 50% refund for buying pedigree sheep and goats, Support to build a 'smart' cattle barn, Working-capital loans for greenhouse farms with a 12-point interest subsidy, Interest subsidy on loans to buy farm raw materials (grapes, fruit, milk) for processors, R2D Syunik: investment grants for small and medium businesses in Syunik, Grants for women-led agribusinesses (Tavush, Lori, Vayots Dzor)
Information checked on 7 October 2026
E-signature and YesEm login
EKENG (e-Governance Infrastructure Implementation Agency) and mobile operators
With an e-signature you can use state services online (cadastre, business registration, taxes) without visiting an office. For Armenian citizens the service is free.
- 1Easiest: take your ID card to a Team, Ucom or Viva shop and have your SIM reissued as a YesEm mobile ID.
- 2Or activate the ID card signature with a card reader and the PIN and PUK codes (software on ekeng.am).
- 3Then log in with YesEm to hartak.am, e-cadastre.am, e-register.am and e-request.am.
- Fee
- Signature: free (Armenian citizens); SIM reissue: AMD 500
- Time
- Mobile ID: about 15 minutes
Information checked on 7 October 2026
ID card
Passport offices (Ministry of Internal Affairs)
Almost every program asks for a passport or ID card. The ID card is also needed for an e-signature and online services.
- 1Book a visit online at the passport office you choose.
- 2Pay AMD 3,000 (at the office by terminal or in advance with a receipt) and come in person.
- 3Collect the card with the envelope of PIN and PUK codes; keep the envelope, you need it for the e-signature.
- Fee
- AMD 3,000
- Time
- 15 working days (faster for an extra fee)
Needed for: Cow artificial insemination – state pays about 70%, Crop insurance – the state pays 40–60% of the premium, 50% refund of sowing costs for grain, pulses and alfalfa, Cheaper mineral fertilizer (price subsidy per bag), Farmland consolidation – 50% refund, Farm machinery leasing at 2% a year, Agri-food equipment leasing with subsidised interest, Zero-interest farm loan (AMD 1–2 million), Support for installing anti-hail nets, Irrigation water fee compensation for drip or sprinkler users (up to 3 ha), Interest subsidy on loans to build modern greenhouses, Loan interest subsidy for non-traditional high-value crops, Interest subsidy for planting intensive orchards and vineyards, Support for drip and sprinkler irrigation systems and water reservoirs, Milk production subsidy – AMD 15,000 per cow (2026)
Information checked on 7 October 2026
Registering a land lease
Cadastre Committee of Armenia
If you rent land, programs ask for a registered or notarised lease. The cadastre website has a ready model lease that you sign at a Cadastre office, and the lease right is then registered.
- 1With the landowner, fill in the model lease on e-cadastre.am (Contracts section).
- 2Both of you come to a Cadastre Committee service office with passports and sign the contract.
- 3Pay the registration fee and state duty (ask the office or the hotline 060 474 205 for the amount).
- 4For the intensive orchard program the lease must be at least 20 years, with the owner's notarised consent.
Needed for: Crop insurance – the state pays 40–60% of the premium, 50% refund of sowing costs for grain, pulses and alfalfa, Cheaper mineral fertilizer (price subsidy per bag), Support to build a 'smart' cattle barn, Support for installing anti-hail nets, Irrigation water fee compensation for drip or sprinkler users (up to 3 ha), Loan interest subsidy for non-traditional high-value crops, Interest subsidy for planting intensive orchards and vineyards, Support for drip and sprinkler irrigation systems and water reservoirs
Information checked on 7 October 2026
Certificate of no tax arrears
State Revenue Committee of Armenia
The certificate confirms you owe no taxes to the state budget. Pedigree cattle, sheep and goat, beekeeping and smart barn programs ask for it. It is free and valid for 30 days.
- 1Go to a taxpayer service centre with your passport or ID card and ask for the certificate.
- 2If you have a debt, pay it first, then get the certificate.
- 3It is valid for 30 days, so get it shortly before you apply.
- Fee
- Free
- Time
- 1 working day
Needed for: 50% refund for buying bee colonies (2024–2025), Buying pedigree heifers – 50% refund or 0% loan, 50% refund for buying pedigree sheep and goats, Support to build a 'smart' cattle barn
Information checked on 7 October 2026
Soil agrochemical analysis
Agricultural Services Center (state body under the Ministry of Economy)
The intensive orchard program needs a lab report on your soil that is not older than 6 months. It also helps you choose the right fertilizer.
- 1Call the Agricultural Services Center (formerly the Agrochemical Service) and ask how to take samples and the price.
- 2Take samples from the whole plot as the lab tells you.
- 3Keep a copy of the report and apply to the program within 6 months.
Needed for: Interest subsidy for planting intensive orchards and vineyards
Information checked on 7 October 2026
Register as a sole proprietor
Ministry of Justice, State Register of Legal Entities
Some programs (beekeeping, pedigree livestock, smart barns, donor grants) are only for sole proprietors or companies. Registering as a sole proprietor is quick and is done at the State Register of Legal Entities.
- 1Online on e-register.am if you have an ID card and an e-signature. Online registration is free.
- 2Or in person at a Register office, with your passport or ID card and a receipt for the AMD 3,000 state duty.
- 3Before registering, ask an accountant which taxes and reports you will have.
- Fee
- Online: free; paper application: AMD 3,000
- Time
- Immediately (10–15 minutes)
Needed for: 50% refund for buying bee colonies (2024–2025), Fish-feed compensation for fish farms (Ararat, Armavir, 2026), Buying pedigree heifers – 50% refund or 0% loan, 50% refund for buying pedigree sheep and goats, Support to build a 'smart' cattle barn, Working-capital loans for greenhouse farms with a 12-point interest subsidy, Interest subsidy on loans to buy farm raw materials (grapes, fruit, milk) for processors, R2D Syunik: investment grants for small and medium businesses in Syunik, Grants for women-led agribusinesses (Tavush, Lori, Vayots Dzor)
Information checked on 7 October 2026
Taxpayer ID number (TIN)
State Revenue Committee of Armenia
The TIN is your personal number from the tax service. Banks and programs often ask for it. Getting one is free.
- 1Fastest: log in with YesEm to the personal page of the e-services system for individuals and apply.
- 2Or apply on e-request.am, or in person at a taxpayer service centre after booking a visit.
- 3You need your passport or ID card and your social service number (or the number of a certificate that you have none).
- Fee
- Free
- Time
- Personal page: immediately; e-request: by email within 1 working day
Information checked on 7 October 2026