Support for installing anti-hail nets
Run by: Ministry of Economy of the Republic of Armenia
The state helps you put anti-hail nets over an existing orchard. For small orchards (0.5–3 ha) it pays 50% of the cost, or 75% in villages in the most hail-prone zones. For larger orchards you can take a loan with subsidised interest.
Do I qualify?
Individuals, sole proprietors and companies with a perennial plantation (orchard, vineyard, berries) of at least 0.5 ha. Trees no taller than 4 m. For leased land, the lease must run at least 7 years.
What you get
Option 1 (0.5–3 ha): the state pays the contractor 75% of the cost in villages of the most active hail zones (Table 18 of the program) or 50% elsewhere, capped at a cost of AMD 12.1 million per hectare. Option 2 (0.5–100 ha): the state pays 9 points of the loan interest (14 for border communities, cooperatives and combat-disabled persons; 10 for farmers aged 18–35 or 63+); term 7 years with up to 3 years' grace.
Deadline
- Closes: 31 December 2026
- The program runs 2021–2026. Apply before you start the works. There is no decision or draft yet on a 2027 continuation. Existing borrowers whose grace period ends by 31 July 2027 can get +1 year of term and +1 year of grace if they apply to their bank by 1 November 2026.
Documents you need
Tick each document when you have it ready. Saved on this phone. · 0 of 5 ready
How to apply
- 1For the cost-sharing option: apply to the Ministry of Economy (electronically, on paper, or on benefits.mineconomy.am after identification on the «EsEm» (MyID) platform) before signing with a contractor.
- 2For the loan option: apply to a partner bank before the works start.
- 3After the works, submit the acceptance act and payment documents. You must keep using the net for at least 5 years.
Help me apply
Use the checklist above, call the contact, or ask a partner bank to call you back.
Apply through these banks and organizations
- ACBA Bank (Acba bank OJSC)+374 10 31 88 88
- AgroLeasing+374 60 44 60 06
- Ameriabank+374 10 56 11 11
- AMIO Bank
- Araratbank+374 10 59 23 23
- Ardshinbank
- Armeconombank (AEB)+374 10 56 33 32
- ArmSwissBank
- CARD AgroCredit UCO+374 60 44 05 52
- Converse Bank
- Development and Investment Corporation of Armenia (DICA)
- Evocabank
- Farm Credit Armenia (UCO commercial cooperative)+374 10 55 08 31
- Fast Bank+374 10 510 000
- Simple Agro loanRate 19% · APR 20.75–20.81%
- Inecobank
- Unibank
Rates as published by the institution, before any state subsidy. The APR (annual percentage rate) includes fees. Check the current terms with the institution.
Contact
- Ministry of Economy hotline: 81-40. Agricultural advisory department: +374 11 597 254, +374 11 523 411.
- https://mineconomy.am/
Official sources
Information checked on 8 October 2026. Reliability of this information: High — from the official decision
Legal basis
- Government Decision N 927-L on the 2021-2026 state support program for intensive horticulture, modern technologies and non-traditional high-value crops (consolidated, latest incl. 13.08.2026 N 1193-L) (3 June 2021)
- Government Decision N 1193-L amending Decision 927-L (loan relief extended to hail-net beneficiaries) (13 August 2026)
Sources
- ARLIS: Government Decision N 927-L (consolidated, latest incl. 13.08.2026 N 1193-L)
- irazekum.am: Intensive horticulture development program
- irazekum.am news 2026-08-19: improved conditions of the intensive horticulture program
- List of partner financial institutions for Decision 927-L (irazekum.am)
- Hail-prone settlements list, Table 18 (irazekum.am, PDF)
- Armenpress (2026-07-31): credit relief for anti-hail net beneficiaries
- e-draft.am project 10465: pending amendment to 927-L (no extension beyond 2026)